I have kept my mouth closed on this topic for quite a while. Too many of us are either oblivious to the fact or they are well aware but are living in this “can’t beat em, join em” kind of world. Our mainstream media has been pinning the races against each other for a long time. This isn’t new and …Read More »
My Grandfather was an Italian immigrant from Sicily. He grew up in a slum and had nothing. His family moved to the United States when he was 8 years old and his father was a "Business Man". While I am not sure what that means my Great Grandfather did we can all speculate once again what an Italian Business Man was in the 1930's. My Grandfather however was a hard working man, a World War 2 Army Veteran who was awarded the purple heart after being wounded. He then worked for the MTA in New York and if he wasn't working you could find him visiting his 6 children, spending time at the OTB, or down at the American Legion throwing back a few cold ones. He was a loud man with a message. A message taught to him by his parents and the people that surrounded him.
He purchased a home with the use of a mortgage and for many years he drowned in that mortgage. He then taught my mother the same message that, "You can't own a house if you don't have a mortgage and you have to have good credit. You have to take care of your credit." A lesson that would inevitably be taught to me later in my life as well as my other two siblings. My Grandfather before he died in 1996 did give me one message at the ripe age of 15 he told me, "If you want to be someone, and if you want to have anything nice in your life you need to get your head in the books and learn everything you can." He continued, "You gotta do good in school, don't be like me." Towards the end of his life I have to wonder if he knew more than he led on. I took his lesson and became the first of my family to graduate High School and then move on to a Masters Degree in Business. I took his lesson to heart and lived it every day. Only problem is... That lesson came with a price!
Financial Literacy Education
I keep writing about the changes we need here in the United States and once again I am forced by the actions of others to react to the lack of compassion the people of our nation show other people. As you all know Nancy Reagan died of Congestive Heart Failure at the age of 94 years old on March 6, …Read More »
This Presidential Election has opened the eyes of many people. I personally have not made a choice on who I am voting for. I have been discussing each candidate with close friends and colleagues and we have talked about policy, regulation, the Supreme Court, the wall, and the circus that seems to be the GOP. I am a Libertarian but …Read More »
I have been putting off writing about this because of its controversial nature. We talk about cultural sensitivity and mutual respect in the classroom all the time because I believe it to be very important especially in this day and age. If you are reading this I assure that I have no intention of offending anyone at all and I …Read More »
So many people in the United States are living with student loan debt. Depending on your source the average student loan debt in 2016 is estimated to be over $34,000 per capita. That is up over 25% since the year 2010. Student loan debt has quickly become one of the most burdening debts in everyone’s life. It is nearly impossible …Read More »
Okay so I am not in the classroom although my response might be similar. Don’t be stupid! Just because your parents were successful doesn’t mean that you will be successful. Success is not a family trait although if we learn what makes our family successful we can often make history repeat itself. This is why children from rich families usually …Read More »
This is quite a difficult question to answer believe it or not because in reality everyone’s financial situation is different and what works best for one may not work best for others. You see my Grandfather who I spoke about in the introduction taught his family members that debt was okay and that mortgages were a necessary part of living. …Read More »